Indonesia

Send Australian dollars to Indonesia

Today's live AUD to IDR mid-market rate, and what each money transfer service pays out in rupiah after fees.

Photo by Ifan Bima

Sending Australian dollars to Indonesia

Bali is Australia's backyard, so a lot of Aussie dollars head to Indonesia: villa deposits in Seminyak, a renovation in Uluwatu, topping up a Mandiri account, or a top-up before a trip. Proximity doesn't make it cheap. The big-four banks are among the worst for international transfers, and the markup they build into the rate costs far more than the fee they quote. On a A$4,000 deposit, a 2% margin is A$80 gone.

That rate is the mid-market AUD/IDR benchmark, the interbank number before anyone takes a cut. Every transfer service lands under it, and the big-four banks land a long way under it. The comparison ranks them on today's rate and fee, so the one that sends the most rupiah for your amount sits at the top.

Mid-market · IDR per 1 AUD
12,637
A$100 = Rp 1,263,700 Rp 1,000,000 = A$79.13

Compare transfer services: AUD to IDR

What each service pays out in rupiah after fees, ranked by how much arrives.

See live rates from Wise, Remitly, Western Union + more

Compare Providers

1 USDEUR
Wise
— of mid-market rate
Western Union
— of mid-market rate
Remitly
— of mid-market rate
MoneyGram
— of mid-market rate
Instarem
— of mid-market rate
Xe
— of mid-market rate
Xoom
— of mid-market rate
WorldRemit
— of mid-market rate
CurrencyFair
— of mid-market rate
OFX
— of mid-market rate
Taptap Send
— of mid-market rate
PayPal
— of mid-market rate

Is now a good time to send AUD to IDR?

Where today's rate sits against the past year. A higher position means each AUD buys you more rupiah than usual.

52-week low
10,482
52-week average
11,719
52-week high
12,904
vs. average
+7.8%

Australian Dollar to Indonesian Rupiah exchange rates

Convert Australian Dollar to Indonesian Rupiah

AUD IDR
A$112,637
A$50631,850
A$1001,263,700
A$2503,159,250
A$5006,318,500
A$1,00012,637,000
A$2,00025,274,000
A$5,00063,185,000
A$10,000126,370,000

Convert Indonesian Rupiah to Australian Dollar

IDR AUD
Rp 10,0000.79
Rp 100,0007.91
Rp 500,00039.57
Rp 1,000,00079.13
Rp 5,000,000395.66
Rp 10,000,000791.33
Rp 25,000,0001,978.32
Rp 50,000,0003,956.64
Rp 100,000,0007,913.27

At today's mid-market rate, rounded. A transfer service pays a little less once its margin and fee are in.

AUD to IDR exchange rate history

Switch the range above the chart from one month to five years. Hover any point for the AUD to IDR rate on that day, and read the high, low and change for the period in the header.

EXCHANGE RATE AUD / IDR ▲ +19.6%
HIGH12,904
TODAY12,618
LOW10,482
12,90410,482
Aug 19, 2025 Today

How to get the best AUD to IDR rate

Read the rupiah figure at the bottom of each row, not the fee at the top. Send your real amount through the comparison above: a small flat fee at a near-mid rate beats a "fee-free" bank transfer hiding a 2 to 3% margin, and on a deposit that's real money.

If it can wait, check the rate first. AUD/IDR swings more than most pairs because the Aussie dollar rides commodity prices, so the band above is worth a look. Sending a big one-off? A rate near the top of the range is worth grabbing. Sending regularly? Lock onto one good service instead of watching the chart.

  • Skip the big-four banks. CommBank, Westpac, NAB and ANZ charge a transfer fee and a heavy rate markup to send abroad. A dedicated service like Wise or Instarem almost always sends more rupiah.
  • Get the name right. The recipient name has to match their Indonesian bank account exactly, or the bank can bounce it. Check it against the KTP before sending.
  • Avoid weekend transfers. The AUD/IDR spread widens Saturday and Sunday while the market's closed.
  • Promos may not cover Indonesia. First-transfer deals and rate promos sometimes leave out the IDR corridor; the table shows the price that applies to this route.
  • Fund from your bank, not a card. Paying from your Australian bank account by PayID or transfer is cheaper than a card, which adds a fee and sometimes a worse rate.

Frequently Asked Questions

  • What is the AUD to IDR exchange rate today?

    It's 12,637 IDR to 1 Australian dollar at the mid-market rate right now, live at the top of this page and in the calculator and updated through the day.

  • How much is 100 Australian dollars in Indonesian rupiah?

    100 AUD is Rp 1,263,700 at today's mid-market rate. A service takes a small cut after that, so compare the options above for what actually lands in the account.

  • Why are Australian bank transfers to Indonesia so expensive?

    The big-four banks make their money on the exchange rate, not the upfront fee. They quote a small fee, then hand you a rate 3 to 5% off mid-market. A transfer service charges a clearer fee and stays close to the real rate, so more arrives.

  • Do Indonesian banks charge to receive the transfer?

    A local rupiah payout to BCA, Mandiri or BNI arrives as a domestic transfer, so usually no receiving fee. A direct AUD SWIFT wire can attract one; ask the recipient's bank if you go that route.

  • Are large transfers to Indonesia reported?

    Yes. Services report transfers over set thresholds under AML rules, and AUSTRAC tracks international transfers from Australia. It's routine; just keep a record of what the money is for.

  • How long does an AUD to IDR transfer take?

    Often same day to an Indonesian bank account, sometimes within hours. Bank wires and slower services take two to four days. Each option shows an estimate before you confirm, and weekends stretch it out.

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Other currencies to Indonesia

Updated Aug 19, 2026 · Source: mid-market rate, Frankfurter (ECB)

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