Indonesia

Send Singapore dollars to Indonesia

Today's live SGD to IDR mid-market rate, and what each transfer service pays out in rupiah after fees.

Photo by Ifan Bima

Sending Singapore dollars to Indonesia

Singapore to Indonesia is one of the busiest money routes in the region. Domestic workers sending pay home each month, Singaporeans covering a place in Bali, businesses paying Indonesian suppliers: a lot moves down this corridor. What most senders lose isn't the fee, it's the exchange rate a bank quietly pads.

The rate up top is the mid-market SGD/IDR rate, the benchmark before anyone takes a cut. DBS, OCBC and UOB don't hand you that on a retail transfer; a transfer service gets closer. The table below shows what each one actually puts in the Indonesian account today.

Mid-market · IDR per 1 SGD
13,973 ▲ 0.2% this week
S$100 = Rp 1,397,300 Rp 1,000,000 = S$71.57

Compare transfer services: SGD to IDR

What each service pays out in rupiah after fees, ranked by how much arrives.

See live rates from Wise, Remitly, Western Union + more

Compare Providers

1 USDEUR
Wise
— of mid-market rate
Western Union
— of mid-market rate
Remitly
— of mid-market rate
MoneyGram
— of mid-market rate
Instarem
— of mid-market rate
Xe
— of mid-market rate
Xoom
— of mid-market rate
WorldRemit
— of mid-market rate
CurrencyFair
— of mid-market rate
OFX
— of mid-market rate
Taptap Send
— of mid-market rate
PayPal
— of mid-market rate

Is now a good time to send SGD to IDR?

Where today's rate sits against the past year. A higher position means each SGD buys you more rupiah than usual.

52-week low
12,660
52-week average
13,305
52-week high
14,100
vs. average
+5.0%

Singapore Dollar to Indonesian Rupiah exchange rates

Convert Singapore Dollar to Indonesian Rupiah

SGD IDR
S$113,973
S$50698,650
S$1001,397,300
S$2503,493,250
S$5006,986,500
S$1,00013,973,000
S$2,00027,946,000
S$5,00069,865,000
S$10,000139,730,000

Convert Indonesian Rupiah to Singapore Dollar

IDR SGD
Rp 10,0000.72
Rp 100,0007.16
Rp 500,00035.78
Rp 1,000,00071.57
Rp 5,000,000357.83
Rp 10,000,000715.67
Rp 25,000,0001,789.16
Rp 50,000,0003,578.33
Rp 100,000,0007,156.66

At today's mid-market rate, rounded. A transfer service pays a little less once its margin and fee are in.

SGD to IDR exchange rate history

Switch the range above the chart from one month to five years. Hover any point for the SGD to IDR rate on that day, and read the high, low and change for the period in the header.

EXCHANGE RATE SGD / IDR ▲ +10.3%
HIGH14,100
TODAY13,973
LOW12,660
14,10012,660
Aug 19, 2025 Today

How to get the best SGD to IDR rate

Fund the transfer from your Singapore bank by PayNow or FAST, not a card. A bank-funded transfer is free to load and gets the service's best rate, while card funding adds a fee and often a worse rate. Then judge each option on the rupiah that reaches the account, since a small fee at a sharp rate beats a fee-free transfer with a padded one.

Before a big transfer, check the band above: it shows where today's rate sits against the past year. Moving a large lump that can wait? Aim for the upper end of that range. For a monthly remittance, set up one service and leave it.

  • Load by PayNow or FAST. Funding from a Singapore account is instant and free with DBS, OCBC, UOB and the app banks; paying by card adds a fee and can dent the rate.
  • Match the recipient's name to their Indonesian account exactly. A mismatch, often a middle name or the KTP spelling, gets the transfer held or returned.
  • Save the recipient once. For a monthly remittance, storing the beneficiary's Indonesian bank details means no re-keying every time, which also cuts name-mismatch errors.
  • Don't send on a weekend if you can wait. With the FX market shut Saturday and Sunday, services widen the SGD/IDR spread.
  • Don't use a bank telegraphic transfer unless you have no choice. DBS, OCBC and UOB add a cable fee on top of a weak rate; a transfer service lands more rupiah.

Frequently Asked Questions

  • What is the SGD to IDR exchange rate today?

    It's 13,973 IDR to 1 Singapore dollar at the mid-market rate, live at the top of this page.

  • How much is 100 Singapore dollars in Indonesian rupiah?

    100 SGD is Rp 1,397,300 at today's mid-market rate. A service takes a small cut, so check the table above for the amount that lands in the account.

  • What's the cheapest way to send SGD to Indonesia?

    A transfer service beats a bank cable transfer on both the rate and the fee. The cheapest one shifts with your amount and the day, so the table above ranks live options by how much rupiah arrives; the top row wins right now.

  • Can I use PayNow to pay for the transfer?

    To fund it, yes: most services accept a free PayNow or FAST transfer from your Singapore bank. PayNow straight to the recipient in Indonesia isn't a thing, though; the payout lands in their bank account as rupiah.

  • Do Indonesian banks charge to receive it?

    A local rupiah payout to BCA, Mandiri or BNI arrives as a domestic transfer, so usually no receiving fee. A direct SGD cable transfer can attract one; ask the recipient's bank.

  • How long does an SGD to IDR transfer take?

    Often the same day to an Indonesian account, sometimes within the hour on this route. Bank cable transfers take two to four days. Each option shows an estimate before you confirm.

Save money sending to Indonesia?

Get our guide on cutting the cost of sending and spending money overseas.

Other currencies to Indonesia

Updated Aug 19, 2026 · Source: mid-market rate, Frankfurter (ECB)

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