Indonesia

Send US dollars to Indonesia

Today's live USD to IDR mid-market rate, and what each money transfer service pays out in rupiah once fees are in.

Photo by Ifan Bima

Sending US dollars to Indonesia

Most people sending dollars to Indonesia are doing one specific thing: paying a villa owner in Canggu, covering rent or a build in Bali, topping up a family member's BCA account, or settling an order with a furniture workshop in Jepara. The exchange rate decides how much of it survives the trip. A service can advertise "no fees" and still hold back 2% on the rate. On a $3,000 transfer that's $60 gone before anything reaches Jakarta.

The number below is the mid-market rate, what banks trade at and what Google shows. Transfer services pay out a little under it. The good ones come within a fraction of a percent; the worst bury a 3% margin in the rate and call it free. The comparison lower down prices each one on today's rate and fee together, so you can see which sends the most rupiah for your amount.

Mid-market · IDR per 1 USD
17,793 ▼ 0.1% this week
$100 = Rp 1,779,300 Rp 1,000,000 = $56.20

Compare transfer services: USD to IDR

What each service pays out in rupiah after fees, ranked by how much arrives.

See live rates from Wise, Remitly, Western Union + more

Compare Providers

1 USDEUR
Wise
— of mid-market rate
Western Union
— of mid-market rate
Remitly
— of mid-market rate
MoneyGram
— of mid-market rate
Instarem
— of mid-market rate
Xe
— of mid-market rate
Xoom
— of mid-market rate
WorldRemit
— of mid-market rate
CurrencyFair
— of mid-market rate
OFX
— of mid-market rate
Taptap Send
— of mid-market rate
PayPal
— of mid-market rate

Is now a good time to send USD to IDR?

Where today's rate sits against the past year. A higher position means each USD buys you more rupiah than usual.

52-week low
16,245
52-week average
17,092
52-week high
18,151
vs. average
+4.1%

US Dollar to Indonesian Rupiah exchange rates

Convert US Dollar to Indonesian Rupiah

USD IDR
$117,793
$50889,650
$1001,779,300
$2504,448,250
$5008,896,500
$1,00017,793,000
$2,00035,586,000
$5,00088,965,000
$10,000177,930,000

Convert Indonesian Rupiah to US Dollar

IDR USD
Rp 10,0000.56
Rp 100,0005.62
Rp 500,00028.10
Rp 1,000,00056.20
Rp 5,000,000281.01
Rp 10,000,000562.02
Rp 25,000,0001,405.05
Rp 50,000,0002,810.09
Rp 100,000,0005,620.19

At today's mid-market rate, rounded. A transfer service pays a little less once its margin and fee are in.

USD to IDR exchange rate history

Switch the range above the chart from one month to five years. Hover any point for the USD to IDR rate on that day, and read the high, low and change for the period in the header.

EXCHANGE RATE USD / IDR ▲ +9.7%
HIGH18,151
TODAY17,832
LOW16,245
18,15116,245
Aug 19, 2025 Today

How to get the best USD to IDR rate

Compare on the rupiah that lands, not the headline fee. Run your real amount through the comparison above. A service charging a $4 fee at a near-mid rate usually beats a "free" one that's marked the rate up 2%, and the gap widens the more you send.

If you can wait, timing can save you a little. The rupiah moves against the dollar through the year, and the band above shows where today sits. Sending a house deposit and not in a rush? A rate near the top of that range is worth grabbing this week. Paying rent every month? Don't try to time it; pick one service that stays close to mid-market and move on.

  • Check the name matches. The recipient name on the transfer has to match the Indonesian bank account exactly, or the bank can hold or bounce it. Middle names and the spelling on the KTP trip people up.
  • Watch for intermediary fees on wires. Send a USD bank wire and a correspondent bank can skim $15 to $30 in the middle, on top of your own bank's fee. A service that pays out in rupiah avoids that chain.
  • Skip weekends when you can. With the market closed Saturday and Sunday, services pad the USD/IDR spread.
  • Some promos skip Indonesia. First-transfer fee waivers and "best rate" deals don't always include the IDR corridor; the comparison shows the price that applies to this route, promo or not.
  • US bank wires are the expensive option. Chase, Bank of America and Citi charge $25 to $45 to wire abroad and give a tourist rate on top. A money transfer service almost always wins to Indonesia.

Frequently Asked Questions

  • What is the USD to IDR exchange rate today?

    It's 17,793 IDR to 1 US dollar at the mid-market rate right now. The live figure sits at the top of this page and in the calculator, updated through the day.

  • How much is 100 US dollars in Indonesian rupiah?

    100 USD is Rp 1,779,300 at today's mid-market rate. A transfer service pays out a little less after its margin and fee, so check the comparison above for what actually arrives.

  • What's the cheapest way to send USD to Indonesia?

    A money transfer service beats a bank wire on both the rate and the fee. Which service is cheapest shifts with your amount and the day, so the table above ranks them live by how much rupiah arrives; the top row is the cheapest right now.

  • How do I pay for a USD to IDR transfer?

    Paying from your US bank by ACH is the cheapest and most common way; it takes a day or two to pull the funds. A wire is faster but your bank charges $25 to $45 for it. A debit card is instant with a small card fee, and a credit card is the priciest and can be treated as a cash advance.

  • Can I send US dollars to an Indonesian USD account?

    Some Indonesian banks offer USD-denominated accounts and you can wire dollars in, but you'll pay wire and possible intermediary fees, and the money still converts to rupiah at that bank's rate eventually, which is usually worse than a transfer service. For money that gets spent in Indonesia, sending rupiah straight to an IDR account is normally cheaper.

  • Do Indonesian banks charge a fee to receive the money?

    A local rupiah payout to BCA, Mandiri or BNI from a service like Wise arrives as a domestic transfer, so there's normally no receiving fee. A direct international USD wire is different and can attract one. Ask the recipient's bank if you're wiring dollars.

  • Are large transfers to Indonesia reported?

    Services and banks report transfers over set thresholds under anti-money-laundering rules, and Indonesian banks flag large or unusual incoming amounts. It's routine. Keep a note of what the money is for, such as rent or a property deposit, in case the bank asks.

  • How long does a USD to IDR transfer take?

    Often same day to an Indonesian bank account, sometimes within hours. Slower services and bank wires take two to four days. Each option shows an estimated delivery time before you confirm, and weekends push it out.

Save money sending to Indonesia?

Get our guide on cutting the cost of sending and spending money overseas.

Other currencies to Indonesia

Updated Aug 19, 2026 · Source: mid-market rate, Frankfurter (ECB)

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