Indonesia

Send euros to Indonesia

Today's live EUR to IDR mid-market rate, and what each money transfer service pays out in rupiah after fees.

Photo by Ifan Bima

Sending euros to Indonesia

Euros head to Indonesia for a villa or long stay in Bali, a build in Ubud, rent while you're on a KITAS, or a deposit to a landlord. The rate decides how much lands, more than any fee. A zero-fee banner can still hide a 2% markup on the rate, and on a €5,000 villa deposit that's €100 you never see.

That headline number is the mid-market EUR/IDR rate, what banks pay each other. Every service shades it a little; the gap between a sharp one and your own bank is the whole game. Euros come with one lever worth pulling: from most eurozone accounts you can fund by SEPA transfer, usually free, which holds the cost down. The table below ranks each service on today's rate and fee.

Mid-market · IDR per 1 EUR
20,738 ▲ 0.5% this week
€100 = Rp 2,073,800 Rp 1,000,000 = €48.22

Compare transfer services: EUR to IDR

What each service pays out in rupiah after fees, ranked by how much arrives.

See live rates from Wise, Remitly, Western Union + more

Compare Providers

1 USDEUR
Wise
— of mid-market rate
Western Union
— of mid-market rate
Remitly
— of mid-market rate
MoneyGram
— of mid-market rate
Instarem
— of mid-market rate
Xe
— of mid-market rate
Xoom
— of mid-market rate
WorldRemit
— of mid-market rate
CurrencyFair
— of mid-market rate
OFX
— of mid-market rate
Taptap Send
— of mid-market rate
PayPal
— of mid-market rate

Is now a good time to send EUR to IDR?

Where today's rate sits against the past year. A higher position means each EUR buys you more rupiah than usual.

52-week low
18,970
52-week average
19,883
52-week high
21,034
vs. average
+4.3%

Euro to Indonesian Rupiah exchange rates

Convert Euro to Indonesian Rupiah

EUR IDR
€120,738
€501,036,900
€1002,073,800
€2505,184,500
€50010,369,000
€1,00020,738,000
€2,00041,476,000
€5,000103,690,000
€10,000207,380,000

Convert Indonesian Rupiah to Euro

IDR EUR
Rp 10,0000.48
Rp 100,0004.82
Rp 500,00024.11
Rp 1,000,00048.22
Rp 5,000,000241.10
Rp 10,000,000482.21
Rp 25,000,0001,205.52
Rp 50,000,0002,411.03
Rp 100,000,0004,822.07

At today's mid-market rate, rounded. A transfer service pays a little less once its margin and fee are in.

EUR to IDR exchange rate history

Switch the range above the chart from one month to five years. Hover any point for the EUR to IDR rate on that day, and read the high, low and change for the period in the header.

EXCHANGE RATE EUR / IDR ▲ +9.0%
HIGH21,034
TODAY20,694
LOW18,970
21,03418,970
Aug 19, 2025 Today

How to get the best EUR to IDR rate

The advertised fee is the least of it. Run your real figure through the comparison above: a €3 fee at a near-mid rate beats a "free" transfer carrying a 2% markup, and on a deposit that gap runs into the hundreds.

If you can wait, the rate is worth a glance. EUR/IDR moves through the year and the band above shows where today lands. Sending a big one-off like a deposit? Grab a rate near the top of that range. Paying monthly rent? Pick one reliable service and stop watching the chart.

  • Fund by SEPA, ideally instant. Paying from a eurozone bank by SEPA is usually free and gets the best rate, and SEPA Instant clears in seconds where your bank supports it. App banks like N26, bunq and Revolut make this the default; card funding adds a fee.
  • Match the name exactly. The sender and recipient names have to match the bank records on both ends, or an Indonesian bank can hold the transfer. Check the spelling against the KTP.
  • Don't send on a weekend if it can wait. With the market shut, the EUR/IDR spread widens Saturday and Sunday.
  • Don't assume promos cover Indonesia. First-transfer and "best rate" offers sometimes leave out the IDR route; the table shows the price that applies.
  • Skip the SWIFT wire from your bank. A euro wire through Deutsche Bank, BNP Paribas or ING can lose €15 to €30 to intermediary banks and land at a poor rate; a service that pays out in rupiah avoids it.

Frequently Asked Questions

  • What is the EUR to IDR exchange rate today?

    It's 20,738 IDR to 1 euro at the mid-market rate right now, live at the top of this page and in the calculator and updated through the day.

  • How much is 100 euros in Indonesian rupiah?

    100 EUR is Rp 2,073,800 at today's mid-market rate. A service pays a little under that once its margin and fee are in, so check the comparison above for the real payout.

  • Instant SEPA or regular SEPA for the transfer?

    Either funds it. Regular SEPA is usually free and clears in a business day; SEPA Instant lands the funds in seconds where your bank supports it, so the service can lock your rate sooner. Both beat paying by card.

  • Is it cheaper to send euros or convert to dollars first?

    Send euros straight to rupiah. Converting EUR to USD and then USD to IDR means paying a spread twice, so a service that quotes EUR to IDR directly wins in almost every case.

  • Do Indonesian banks charge to receive euros?

    A local rupiah payout to BCA, Mandiri or BNI from a service like Wise arrives as a domestic transfer, so normally no receiving fee. A direct euro SWIFT wire is different and can attract one; ask the recipient's bank.

  • How long does a EUR to IDR transfer take?

    Frequently same day to an Indonesian account, sometimes within hours. SWIFT wires and slower services take two to four days. The delivery estimate shows before you confirm, and weekends add time.

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Other currencies to Indonesia

Updated Aug 19, 2026 · Source: mid-market rate, Frankfurter (ECB)

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